Your RV is home to some of your best memories and its important that you insure it properly. At Rick Baker Insurance we offer customizable RV insurance plans to give you the peace of mind that you need.
Whether you use your RV for recreation or you live out of it full time, it’s crucial that you insure it properly. We can help you determine what kind of policies you need to keep your RV, and your family, protected.
So, what’s covered with an RV insurance policy?
Depending on your policy, you can opt for the following coverage:
Property damage liability: Property damage liability ensures that another person’s vehicle or property is covered in the event that your RV damages it. This kind of coverage is required in most states.
Bodily injury liability: This coverage can help pay for the medical bills, loss of income, or even the funeral of someone who is fatally injured in an RV accident with your RV. Most states also recover this kind of coverage.
Collision coverage: Collision coverage can benefit you if you’re in any sort of collision that causes damage to your RV.
Comprehensive coverage: Comprehensive coverage pays for damage to your RV that isn’t related to a collision. This could include anything from vandalism and theft to storms and floods.
Uninsured motorist: This coverage protects you against drivers who may damage your RV but don’t have proper insurance to pay for damages. It can also cover injuries caused to those riding in your RV at the time of the accident.
Towing: Many RV insurance policies can help cover towing if you should get stuck in your RV.
Roadside assistance: Roadside assistance gives you the peace of mind you need. This kind of optional coverage typically covers things like tire changes, jumpstarts, or gas delivery.
If you’re ready to insure your RV, Rick Baker Insurance can help. We have a variety of policies that are fully customizable to your coverage needs. Our insurance representatives can help you decide what kind of coverage you need and customize your plan today.
Give us a call at 303-444-3334 today to learn more about Colorado boating insurance!